Gameplans Alternative: Calm Sea vs Gameplans for Buyers Agents (2026)
Looking for a Gameplans alternative? Compare Calm Sea and Gameplans on client projections, portals, pricing and white-labelling for buyers agents. See how.
October 22, 2026
Investment Property
Investment property is real estate bought to earn rental income, capital growth or both. Comparing one property with another comes down to a handful of numbers: yield, cap rate, net operating income, cash-on-cash return and loan-to-value ratio.
These guides explain each formula with worked examples, cover the costs that are easy to miss such as vacancy, and walk through common strategies like house hacking and the BRRRR method.
Property Vacancy: What It Costs and How to Reduce It
Property vacancy can quietly erode a rental return. Learn what drives vacancy rates, the real cost of an empty unit, and how to plan for vacancy in the numbers.
September 13, 2026
House Hacking: What It Is, How It Works, and the Numbers
House hacking means living in one unit of a property you buy and renting out the rest to offset your mortgage. Learn how it works, with a worked example.
July 23, 2026
What Is the BRRRR Method? Buy, Rehab, Rent, Refinance, Repeat Explained
The BRRRR method (buy, rehab, rent, refinance, repeat) recycles the same capital across rental properties. Learn each step, the deal numbers, and the risks.
July 9, 2026
Cash on Cash Return: Formula, Examples, and What Makes a Good CoC
Cash on cash return is annual pre-tax cash flow as a percentage of the cash you invested. See the formula, worked examples, what 8-12% means and how it differs.
July 1, 2026
What is Gross Rent Multiplier (GRM): Formula, Examples, and How to Use It
Gross rent multiplier (GRM) divides a property's price by its annual gross rent. Learn the formula, how to use it in reverse, what a good GRM is and its limits.
June 29, 2026
What is LTV (Loan to Value Ratio)? Why 80% Matters, and How It Changes Over Time
LTV (loan to value ratio) is your mortgage balance as a percentage of your property's value. Learn why 80% is the key threshold and how LTV changes over time.
June 25, 2026
How to Calculate NOI: Formula, Examples & Mistakes
Net Operating Income (NOI) is annual revenue minus operating expenses, before debt and taxes. Learn the exact formula, step-by-step walkthrough and examples.
June 22, 2026
What Is Cap Rate in Real Estate? Formula, Examples, and What Makes a Good Number
Cap rate is a property's net operating income divided by its value. Learn the cap rate formula, worked examples, what counts as a good cap rate and its limits.
June 21, 2026
How to Calculate Rental Yield (Gross vs Net, Formulas, and Worked Examples)
Learn how to calculate gross and net rental yield on an investment property, with step-by-step formulas, worked examples, market benchmarks and common mistakes.
June 20, 2026